TART OF THE MONTH
Serge Lang had £2150 on his credit card - he'd been spending a lot of money on new clothes, gym fees and dating services. His 0% finance period had run out and the APR on his card had now gone to 15.9%. Serge couldn't afford to pay off his balance straight away but still had to pay off a minimum of £10 a month on the card. With an APR of 15.9% Serge was paying about £28 a month in interest.
"... saved himself £310 just by moving his balance around"
If Serge didn't pay anything for 12 months, his balance would have shot up by over £300 (never mind any penalty charges on top of that). However, Serge did pay the minimum of £10 a month on his card, but the balance still went up every month... After a year, his balance would have gone up to £2340, even though he was still paying £10 a month on top of that! Doesn't that sound ridiculous? We thought so too, which meant it was time for Serge to take charge of his finances and become the tart he should be.
We convinced Serge to start tarting his card and keep it at 0% finance. When the 0% period ended, he simply moved the balance to another card for another period of 0%. This meant he wouldn't be paying any interest at all. So by paying £10 a month like he was previously, after 12 months his balance will be £120 less (instead of £190 more like before). Serge has actually saved himself £310 just by moving his balance around. Just think how many dates he'll be able to go on with that, he'll have a girlfriend in no time.
Serge is now a fully-fledged tart, and you should be too! It's so simple, and our Card Tarting tool will act as a balance transfer reminder to help you keep you at 0% for as long as you can get it.






















A conclusion is the place where you got tired of thinking. 







