Well, you've got to keep your money somewhere haven't you? Under the mattress or in an old biscuit tin just isn't as good for your cash these days, banks will actually pay you to keep your money, so you may as well pocket it.
Are you happy spending your lunch break queuing in the bank branch, stood behind the guy with bad odour problems? Or do you prefer to manage your money in cyberspace? The choice is yours.
The options
Online Banking is safer than ever before and it gives you flexible access to your account. You can track and manage your money so much more effectively. You have access to your account 24 hours a day, 365 days a year, and you can do all of this from the comfort of your own home. No queues, and no problems with making transfers at midnight in your jammies if you want to.
- Best Balance Transfers: 22 months 0%, 2.9% fee ...
- If you're paying interest on your credit cards, see if you can transfer your debt to a 0% deal
- www.moneysavingexpert.com
- Balance transfer - Wikipedia, the free encyclopedia
- A balance transfer is the transfer of (part of) the balance (either money or credit) in an account to another account, often held at another institution.
- en.wikipedia.org
Find a supplier
High Street banks mean that you will often have to send payment by carrier pigeon, but some people do prefer being able to pop into a branch at anytime. Online banks often have lower operating costs, so they may be in a position to offer better interest rates on your current account. While high street banks can offer a more of a personal experience.
Any extras
When it comes to mopping up cash for extra services, banks can be more absorbent that the leading kitchen towel. You think they're being nice to you by letting you save your money free of charge, but when it comes to money that you don't have, that's when they rake it in. Charges for services such as overdrafts and transfers are the type of hidden charges that people often don't realise they are paying.
- Balance Transfer | Barclaycard
- Barclaycard offers a range of balance transfer credit cards. Transfer any amount, provided that the total does not exceed your credit limit.
- www.barclaycard.co.uk
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